Andrew Kabatchnick, CPA, a licensed financial advisor discusses the importance of protecting your income with a life insurance or long term disability policy. If you were to ever get hurt to the point where you cannot work again, or worse, you are going to want to have some sort of income for you and your family.
The best time to start planning for your future is now. You are never too young to look into life insurance or a long term disability plan. It is better to get this out of the way while you are young because it will be less expensive now while you are healthy and do not have any underlying health issues. The longer you wait, the more expensive such policies will become.